PRIVACY POLICY
We, Susee Finance Private Limited (RBI registration number XXXX) with our Registered Office at 25 Tamil Sangam Road, Madurai, TamilNadu, India 625001 (hereinafter referred to as "Susee Finance" or "Us" or "We" or “Our”) are to offer lending and other various financial services.
User shall mean any person/ persons, who visits, uses, deals with, and/ or transacts through the website or avails our services and includes a Mobile Applications and/or Browser.
By visiting the website, https://www.suseefinance.com (“Website”) availing the services provided by us (“Services”) you agree to be bound by the terms and conditions of this Privacy Policy.
This policy does not apply to third-party websites/ applications that are connected via links to the platform. This Policy is applicable to all content made available through our website including the Mobile Applications that are available for download and use from our website.
If you do not agree to this Policy or any part thereof, please do not use/ access/ download or install the Mobile Application / Platform or any part thereof.
We may update this policy from time to time. while we will always endeavour to notify you, you must periodically review the policy for the latest information on our privacy practices.
1. COLLECTION OF INFORMATION
When you use our Software/Website, we collect and store your information which is provided by you from time to time by explicitly seeking permission from you to get the required information. Our primary goal in doing so is to provide you with a safe, efficient, smooth, and customized experience and Services. More importantly, we collect personal information from you that we consider necessary for achieving the purpose as mentioned above.
However, to create an account on the Platform, you must provide us with certain basic information required to provide customized services. The following information we collect from you:
Full name
Phone number
Email Address
Gender
Current and Permanent address
Family and Friend contact details
Education details
Identity details (PAN/Aadhaar/Voter)
Aadhar Card Number [EKYC]
Vehicle Registration Number [Fetch Permission through our Service Providers]
Employment details
Income details
Information from credit bureaus and customer service providers
Your Aadhaar Number and Vehicle Registration Number as provided by you with implicit permission for us to verify the same through our vendors for the said purpose.
Susee Finance shall maintain the privacy aspects of Aadhaar as defined under Aadhar act, regulation, and specifications.
Other information that You provide when You write directly to Us (including by e-mail) or provide Us over the telephone or while filling out any applications on the Platform.
The Non-Personal Information:
We automatically track certain information about you based on your behavior on our Platform. We use this information to do internal research on our users’ demographics, interests, and behavior to better understand, protect, and serve our users and improve our services. This information is compiled and analysed on an aggregated basis
If you send us personal correspondence, such as emails or letters, or if other users or third parties send us correspondence about your activities or postings on the Website, we collect such information and maintain this file for the duration of our business with you.
Personal Information: This is collected by Us after You explicitly provide us consent or is shared by You with Us under a clear disclosure - such as name, address, phone number, email address, etc as mentioned in section 1. We will collect your personal information when you:
Register on our Website.
Applying for a loan product or facility through our Platform.
Information that You provide to Us
Other Information
Any other information that Susee Finance is required to collect as per specific mandate from any financial lending partners or as a requirement under applicable law.
2. PURPOSE, AND DISCLOSURE OF INFORMATION
We will use and retain Your information for such periods as necessary to provide You with the services on our Platform, to comply with our legal obligations, to resolve disputes, and to enforce our agreements with you or the financing partners who have advanced a loan to You.
Disclosure of Information
We may share Your information with third parties including our regulated financial partners for the provision of services on the Platform and/or for the facilitation of a loan/facility to a User. We may also share Your information with third parties under a confidentiality agreement for the provision of services which inter alia restricts such third parties from further disclosing the information unless such disclosure is for the purpose as detailed under that confidentiality agreement.
We will share Your information with third parties only in such manner as described below:
We may disclose Your information to the financial service providers, banks, or NBFCs and CIC’s, and third-party partners for providing the Services as detailed under the Terms & Conditions
We may share Your information with our third-party partners to conduct data analysis in order to serve You better and provide Services on our Mobile Application/Website/ERP Platform and all other technical solutions we have in place to provide our financial services through these technical tools.
We may disclose Your information, without prior notice, if We are under a duty to do so to comply with any legal obligation or an order from the government and/or statutory authority, or to enforce or apply Our terms of use or assign such information in the course of corporate divestitures, mergers, or to protect the rights, property, or safety of Us, Our users, or others. This includes exchanging information with other companies and organizations for fraud protection.
3. STORAGE OF INFORMATION
We store and process Your personal information. We use reasonable safeguards to preserve the integrity and security of Your information against loss, theft, unauthorized access, disclosure, reproduction, use, or amendment. To achieve the same, We use reasonable security practices and procedures as mandated under applicable laws for the protection of Your information.
4. THIRD PARTY WEBSITES
With this Policy We’re only addressing the disclosure and use of data collected by Us. If you visit any websites through the links on the Susee Finance Platform, please ensure you go through the privacy policies of each of those websites. Their data collection practices and their policies might be different from this Policy and We do not have control over any of their policies nor does it have any liability in this regard.
5. LIMITATION AND LIABILITY
Susee Finance shall not be liable for any loss or damage, including without limitation direct or indirect, special, economic, incidental, or consequential damages, losses or expenses arising in connection with this Site or use thereof or inability to use by any party, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure, even if Susee Finance has been advised of the possibility of such damages, losses or expenses.
6. Submission of Information:
Submissions to Susee Finance Limited of information via Susee Finance's Website and pages thereon shall be deemed to be the property of Susee Finance. Please note that Susee Finance does not warrant that any e-mail from its Website is secure and does not guarantee that any such e-mail from you or from Susee Finance are secure during Internet transmission.
7. Public Access to Personal Information:
Please note that you should exercise caution when deciding to disclose or key in your personal information online, and ensure that no third party can access such personal information as you key it in or view it on the screen of your computer. This caution is to be exercised in respect of the information that you may provide, to apply to become a customer of Susee Finance as well.
This Privacy Policy shall be subject to change without notice. SuseeFinance Limited recommends visiting this Privacy Policy every time the User visits the Website, to be informed about change, if any.
In the event the modified privacy policy is not acceptable to the User, the User should discontinue using the Website. However, if the User continues to use the service the User shall be deemed to have agreed to accept and abide by the modified privacy policy of this Website.
User shall mean any person/ persons, who visits, uses, deals with, and/ or transacts through the website or avails our services and includes a Mobile Applications and/or Browser.
By visiting the website, https://www.suseefinance.com (“Website”) availing the services provided by us (“Services”) you agree to be bound by the terms and conditions of this Privacy Policy.
This policy does not apply to third-party websites/ applications that are connected via links to the platform. This Policy is applicable to all content made available through our website including the Mobile Applications that are available for download and use from our website.
If you do not agree to this Policy or any part thereof, please do not use/ access/ download or install the Mobile Application / Platform or any part thereof.
We may update this policy from time to time. while we will always endeavour to notify you, you must periodically review the policy for the latest information on our privacy practices.
1. COLLECTION OF INFORMATION
When you use our Software/Website, we collect and store your information which is provided by you from time to time by explicitly seeking permission from you to get the required information. Our primary goal in doing so is to provide you with a safe, efficient, smooth, and customized experience and Services. More importantly, we collect personal information from you that we consider necessary for achieving the purpose as mentioned above.
However, to create an account on the Platform, you must provide us with certain basic information required to provide customized services. The following information we collect from you:
Full name
Phone number
Email Address
Gender
Current and Permanent address
Family and Friend contact details
Education details
Identity details (PAN/Aadhaar/Voter)
Aadhar Card Number [EKYC]
Vehicle Registration Number [Fetch Permission through our Service Providers]
Employment details
Income details
Information from credit bureaus and customer service providers
Your Aadhaar Number and Vehicle Registration Number as provided by you with implicit permission for us to verify the same through our vendors for the said purpose.
Susee Finance shall maintain the privacy aspects of Aadhaar as defined under Aadhar act, regulation, and specifications.
Other information that You provide when You write directly to Us (including by e-mail) or provide Us over the telephone or while filling out any applications on the Platform.
The Non-Personal Information:
We automatically track certain information about you based on your behavior on our Platform. We use this information to do internal research on our users’ demographics, interests, and behavior to better understand, protect, and serve our users and improve our services. This information is compiled and analysed on an aggregated basis
If you send us personal correspondence, such as emails or letters, or if other users or third parties send us correspondence about your activities or postings on the Website, we collect such information and maintain this file for the duration of our business with you.
Personal Information: This is collected by Us after You explicitly provide us consent or is shared by You with Us under a clear disclosure - such as name, address, phone number, email address, etc as mentioned in section 1. We will collect your personal information when you:
Register on our Website.
Applying for a loan product or facility through our Platform.
Information that You provide to Us
Other Information
Any other information that Susee Finance is required to collect as per specific mandate from any financial lending partners or as a requirement under applicable law.
2. PURPOSE, AND DISCLOSURE OF INFORMATION
We will use and retain Your information for such periods as necessary to provide You with the services on our Platform, to comply with our legal obligations, to resolve disputes, and to enforce our agreements with you or the financing partners who have advanced a loan to You.
Disclosure of Information
We may share Your information with third parties including our regulated financial partners for the provision of services on the Platform and/or for the facilitation of a loan/facility to a User. We may also share Your information with third parties under a confidentiality agreement for the provision of services which inter alia restricts such third parties from further disclosing the information unless such disclosure is for the purpose as detailed under that confidentiality agreement.
We will share Your information with third parties only in such manner as described below:
We may disclose Your information to the financial service providers, banks, or NBFCs and CIC’s, and third-party partners for providing the Services as detailed under the Terms & Conditions
We may share Your information with our third-party partners to conduct data analysis in order to serve You better and provide Services on our Mobile Application/Website/ERP Platform and all other technical solutions we have in place to provide our financial services through these technical tools.
We may disclose Your information, without prior notice, if We are under a duty to do so to comply with any legal obligation or an order from the government and/or statutory authority, or to enforce or apply Our terms of use or assign such information in the course of corporate divestitures, mergers, or to protect the rights, property, or safety of Us, Our users, or others. This includes exchanging information with other companies and organizations for fraud protection.
3. STORAGE OF INFORMATION
We store and process Your personal information. We use reasonable safeguards to preserve the integrity and security of Your information against loss, theft, unauthorized access, disclosure, reproduction, use, or amendment. To achieve the same, We use reasonable security practices and procedures as mandated under applicable laws for the protection of Your information.
4. THIRD PARTY WEBSITES
With this Policy We’re only addressing the disclosure and use of data collected by Us. If you visit any websites through the links on the Susee Finance Platform, please ensure you go through the privacy policies of each of those websites. Their data collection practices and their policies might be different from this Policy and We do not have control over any of their policies nor does it have any liability in this regard.
5. LIMITATION AND LIABILITY
Susee Finance shall not be liable for any loss or damage, including without limitation direct or indirect, special, economic, incidental, or consequential damages, losses or expenses arising in connection with this Site or use thereof or inability to use by any party, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure, even if Susee Finance has been advised of the possibility of such damages, losses or expenses.
6. Submission of Information:
Submissions to Susee Finance Limited of information via Susee Finance's Website and pages thereon shall be deemed to be the property of Susee Finance. Please note that Susee Finance does not warrant that any e-mail from its Website is secure and does not guarantee that any such e-mail from you or from Susee Finance are secure during Internet transmission.
7. Public Access to Personal Information:
Please note that you should exercise caution when deciding to disclose or key in your personal information online, and ensure that no third party can access such personal information as you key it in or view it on the screen of your computer. This caution is to be exercised in respect of the information that you may provide, to apply to become a customer of Susee Finance as well.
This Privacy Policy shall be subject to change without notice. SuseeFinance Limited recommends visiting this Privacy Policy every time the User visits the Website, to be informed about change, if any.
In the event the modified privacy policy is not acceptable to the User, the User should discontinue using the Website. However, if the User continues to use the service the User shall be deemed to have agreed to accept and abide by the modified privacy policy of this Website.
